If you have
a large amount of unsecured debt (such as credit card debt), the following
company offers a very popular service designed to gradually eliminate
your debt problem. These types of companies work with you and your creditors to
get your debts paid off without refinancing your home or taking out a
home equity loan.
If you have a home,
a very stable income and some outstanding debts, you may consider taking
out a home equity loan or refinancing your home in order to free up some
cash to pay off those higher interest debts. But do so only if you feel
secure with your job and your earnings future.
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